MORTGAGE CALCULATOR

Use our home loan calculator to estimate your total mortgage payment, including taxes and insurance. Simply enter the price of the home, your down payment, and details about the home loan, to calculate your mortgage payment, schedule, and more.
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Your mortgage payments over 30 years will add up to $0.

Mortgage Help

Down Payment

Typically, a 20% down payment is ideal, but some loans allow as little as 3.5%. A larger down payment lowers your mortgage balance, reducing monthly payments or enabling you to afford a higher-priced home.

Loan Term

Select loan terms such as 15- or 30-year fixed rates to impact your interest and monthly payments. Our calculator helps you explore these options.

Loan Type

Fixed-rate loans maintain the same interest throughout, offering payment stability. Adjustable-rate mortgages start with lower rates that adjust after a set period, potentially saving you money initially.

Interest Rate

Pre-filled with current average rates, your actual mortgage rate depends on your credit profile and down payment.

Property Tax Rate

Estimated property taxes based on home value are included but can be adjusted in advanced calculator settings.

Home Insurance

Lenders often require homeowners insurance, which you can customize in the mortgage calculator’s advanced options.

HOA Fees

Monthly HOA fees contribute to property upkeep and community improvements in certain residential areas.